SBA 504

Affordable Financing for Major Fixed Assets

The SBA 504 Loan Program is ideal for small businesses looking to invest in long-term
assets such as commercial real estate, equipment, or facility upgrades.

Feature Details
Loan Amount Up to $30 million
Interest Rate Typically fixed, with access to preferred rates through NK PROFESSIONAL
Terms 25 to 30 years
Funding Timeline Approximately 90-120 days

Loan Structure

  • 10% down payment from the borrower
  • 50% from a private SBA-approved lender
  • 40% from a Certified Development Company (CDC)