SBA 7(A)
Government-backed loans with flexible terms
The SBA 7(a) loan is the Small Business Administration’s most popular lending
program, supporting businesses with flexible terms and substantial funding options.
| Feature | Details |
|---|---|
| Loan Amount | Up to $5,000,000 |
| Government Guarantee | Up to $3.75 million |
| Interest Rate | Prime Rate + Bank Margin (1~3% based on credit score) |
| Terms | Typically 7-10 years (with exceptions available) |
| Funding Timeline | Up to 60 days from application to disbursement |